The policy covers legal liability for Accidental Property Damage of and/or Death/Personal Injuries to Third Parties arising out of operation of the insured business within the Territorial Scope. The policy specifically excludes liability arising out of products being sold, supplied or professional services rendered by the Insured, loss or damage to property belonging to or in the care, custody or control of the Insured, and liability to employees against occupational accidents/injuries.
This Policy can be extended to protect against legal liability to Third Parties for Property Damage and/or Death/Personal Injury arising out of defects in the products being sold, supplied or manufactured by the Insured (Product Liability)
Protect your business against accidental damages to third parties and Cover your a business or organization against claims should its operations injure a member of the public or damage their property in some way.
Professional liability insurance, Also called professional indemnity insurance (PI), protects insured professionals such as architectural corporations and medical practitioners against potential negligence claims made by their patients/clients. Professional liability insurance may take on different names depending on the profession. For example, professional liability insurance in reference to the medical profession may be called medical malpractice insurance.
Workmen's Liability is the liability arising of accidents to employees due to employer’s negligence. Ex. Accident for the employee while he is working on a machine due to lack of maintenance from the employers side to that machine.
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